FINTECH WE'VE SHIPPED

Your competitors are launching FinTech in weeks. You should too.

Lending, payments, KYC, wealth — we've built and shipped all of it. For banks, NBFCs, wallets, and ambitious startups. You skip the 6-month learning curve. We bring battle-tested architectures aligned to RBI, SEBI, FCA, PSD2. Fixed cost. Audit-ready by default.

What We've Built Before

Built for fintech. Custom for you.

Each system below is something we've shipped before — for businesses like yours. Your version: custom-scoped, fixed-cost, and live in weeks.

KYC & Onboarding

Your KYC is bleeding signups. We've already built and shipped full-stack identity verification for NBFCs, wallets, and trading platforms — Aadhaar, PAN, face match, forgery detection, live video KYC. RBI-aligned. Audit-trailed. Your custom version: scoped in 48 hours, live in weeks.

18 features included
from $299/mo
See how we build it

Lending Platform

We've shipped end-to-end lending stacks for NBFCs scaling from hundreds to millions of disbursals — origination, decisioning, eSign, eNACH, disbursal, collection. RBI digital-lending aligned. Your custom build, with battle-tested architecture. Fixed cost.

19 features included
from $599/mo
See how we build it

Payments Gateway

We've shipped payment gateways that process 50M+ transactions for marketplaces, D2C brands, and PA/PSPs. UPI, cards, net banking, wallets, auto-reconciliation, dispute workflows. Aggregator-ready architecture. Your custom build, faster.

20 features included
from $199/mo
See how we build it

Wealth Management

We've shipped portfolio management + robo-advisory + SEBI-aligned order routing for RIAs, digital wealth apps, and broker-dealer offshoots. INR 2,000Cr+ AUM tracked. BSE/NSE-routed. Your custom platform, faster.

18 features included
from $499/mo
See how we build it
Why OpenMalo

Why FinTech teams trust us with their build

01

Regulator-aware by default

Audit trails, KYC, rate-limit guards baked in from day one. We've passed RBI, SEBI, FCA, and PSD2 audits with our clients — no last-minute compliance scramble.

02

Battle-tested in production

Every architecture pattern we use backs a live FinTech client somewhere — handling real money, real users, real audits. Not a sandbox.

03

Senior engineers, not coordinators

You talk directly to the engineers building your stack. No account managers forwarding messages. No "let me check with the team" delays.

Compliance & Trust

Engineered for regulated industries

Active operational standards across every OpenMalo product. Documentation available on request.

GDPR Ready
Active

Data minimization, consent management, and right-to-erasure baked into every module. Audit logs exportable to regulators.

FAQ

Frequently Asked Questions

Yes. Our KYC, lending, and wealth modules ship with RBI-aligned KYC flows and SEBI-aware reporting hooks. Final certification is your responsibility, but the building blocks are designed to pass audit.

Stop building fintech from scratch.

Book a 30-minute call. We'll match the right system to your stage and give you a fixed-cost scope in 48 hours. No demos. No fluff.

Book demo
Book Demo

Tell us what you're building in fintech.

Describe your problem. We'll respond in 24 hours with what we'd typically build, how long it'd take, and the fixed cost. No sales calls. No commitment.

  • 30-minute walkthrough with a product expert
  • Live module demo on your data, not a sandbox
  • Pricing tailored to your volume + region
  • No commitment, no follow-up spam

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