Accept payments — reconcile automatically.
UPI, cards, net banking, and wallets in one integration. Auto-reconciliation, settlement, dispute workflow, and merchant dashboard. Aggregator-ready architecture.
Built for teams shipping in production
Marketplaces
Multi-merchant payouts with split settlement and TDS handling.
D2C brands
Drop-in checkout with EMI, BNPL, and saved-card flows.
PA / PSPs
White-label aggregator stack with merchant onboarding + reconciliation.
Pick the plan that fits your stage
Public, transparent pricing. Annual billing saves 17% — no separate setup fee on Starter or Growth.
- UPI (collect + intent)
- Cards (Visa/MC/RuPay/Amex)
- Net banking (50+ banks)
- Wallets (Paytm, PhonePe, etc.)
- EMI (cardless + card)
- BNPL integrations
- International payments
- Drop-in checkout SDK
- Webhook delivery
- iOS / Android SDK
- Auto-reconciliation
- T+1 / T+2 settlement
- Split settlement (marketplaces)
- TDS handling (Section 194-O)
- Dispute / chargeback workflow
- Merchant dashboard
- Subscription / recurring billing
- White-label gateway
- Monthly transaction volumeINR 50L
- MDR (UPI / cards)0% / 1.85%
Prices in USD. Approximate conversion. Final invoice in USD.
Quick plan comparison
- UPI + cards + net banking + wallets
- Drop-in checkout SDK
- T+1 / T+2 settlement
- INR 5L monthly volume
- Standard MDR
- Everything in Starter
- EMI + BNPL
- Auto-reconciliation + split settlement + TDS
- Subscription billing
- Dispute workflow
- INR 50L monthly volume
- Everything in Growth
- International payments
- White-label gateway
- Custom MDR negotiation
- Unlimited volume + 99.99% SLA
- Dedicated payments manager
Live in 14 days
Discovery to production. We handle the heavy lifting; you focus on launch.
Onboarding
Merchant KYC, settlement bank account, MDR contract, and integration scope.
Integration
Checkout SDK or API integration in sandbox. Test transactions across all methods.
Go live
Production keys, first live transactions, and merchant dashboard handover.
Frequently Asked Questions
Our Scale tier ships with the architecture for PA workflows — merchant onboarding, KYC, settlement, reconciliation. Final RBI PA license is your responsibility; the technical infrastructure is built to PA standards.
Often paired with this module
Engineered for regulated industries
Active operational standards across every OpenMalo product. Documentation available on request.
Data minimization, consent management, and right-to-erasure baked into every module. Audit logs exportable to regulators.
Book a demo for Payments Gateway
Tell us a bit about your project — our team will reach out within 24 hours to schedule a 30-minute walkthrough.
- 30-minute walkthrough with a product expert
- Live module demo on your data, not a sandbox
- Pricing tailored to your volume + region
- No commitment, no follow-up spam
