Wealth & Investment Tech

Democratize Wealth with Intelligent Platforms

India has 140M demat accounts but only 3% of the population invests in mutual funds. The opportunity is enormous — but capturing it requires platforms that simplify onboarding, personalize advice, and automate compliance. We build the tech layer that makes wealth management scalable.

4.2x
AUM Growth
92%
Client Retention
< 3 min
Onboarding Time
Industry Challenges

Wealth Management Growing Pains

Scaling from hundreds to thousands of clients exposes cracks in advisory platforms built for a different era.

👤

Manual Onboarding Friction

KYC, risk profiling, and mandate setup still involve paper forms and wet signatures — losing digital-native investors at the first step.

📉

One-Size-Fits-All Advice

Most platforms offer the same 5 model portfolios to every client, ignoring individual goals, tax situations, and risk appetite.

🔄

Manual Rebalancing

Advisors track rebalancing triggers in spreadsheets. By the time they act, the drift has already impacted returns.

📊

Fragmented Data Sources

NAV feeds, market data, CDSL/NSDL holdings, and CAS statements live in different systems with no unified view.

⚖️

SEBI Compliance Burden

Suitability checks, transaction reporting, and RIA disclosure requirements create a compliance overhead that grows with every client.

📱

Client Engagement Gap

Investors expect a Zerodha-like experience but get PDF reports emailed once a quarter. The engagement gap drives churn.

Building a wealth platform? Let us talk.

Get a free architecture review and see how we can accelerate your go-to-market by 3-4 months.

Growth Metrics

Wealth Platform Performance

Metrics from wealth-tech platforms built and scaled on our infrastructure.

4.2x
AUM Growth (2 Yr)
92%
Client Retention
< 3 min
Onboarding Time
18%
Higher SIP Retention
Impact Metrics

Value Drivers

Three capabilities that drive the most impact for wealth platforms.

4.2x
AUM Growth
Faster onboarding and personalized advice increase conversion from prospect to invested client.
92%
Client Retention
Proactive engagement, automated rebalancing, and tax-optimized advice keep clients from moving to competitors.
60%
Ops Cost Reduction
Back-office bots handle reconciliation, reporting, and compliance — letting your team focus on client relationships.
Compliance & Regulations

Wealth Compliance Standards

Regulatory compliance built into every transaction, not bolted on after the fact.

⚖️
SEBI RIA/MFD Compliance
Automated suitability checks, advice documentation, and disclosure management for both RIAs and MF distributors.
🛡️
SOC 2 Type II
Annual security audit covering data protection, access controls, and operational processes for wealth platforms.
🔒
CDSL/NSDL Integration
Secure API integration with both depositories for real-time holdings verification and corporate action processing.
📋
AMFI & BSE StAR MF
Certified order routing through BSE StAR MF and MFU platforms with automated cut-off time management.
Why OpenMalo

Why Wealth-Tech Firms Choose Us

We understand the nuances of Indian capital markets — not just the technology.

📈
India Market Expertise
Our team includes ex-AMC technologists, SEBI-registered advisors, and capital-market infrastructure builders.
🔌
Pre-Built AMC Connectors
Order routing, NAV feeds, and reconciliation with all 44 AMCs via BSE StAR MF and direct API integrations.
🎨
White-Label Ready
Full white-label investor app (web + mobile) that you can brand and deploy in 4-6 weeks.
🧮
Tax-Optimized Advice
Our advisory engine considers LTCG, STCG, indexation, and grandfathering rules to maximize post-tax returns.
📱
Zerodha-Grade UX
Investor experience designed by fintech UX specialists — not enterprise software developers.
🤝
Hybrid Advisory Model
Support for both robo-advisory (algo-driven) and human-assisted (RM-guided) models on the same platform.
Get Started

Build Your Wealth Platform Faster

Share your vision and we will show you a working prototype in 2 weeks.

Free architecture consultation
SEBI compliance readiness check
AMC integration feasibility report
White-label app demo
No obligation — cancel anytime
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Featured Case Study

Case Study

Wealth-Tech Startup

How a WealthTech Startup Grew AUM 4.2x

A SEBI-registered investment advisor with ₹2,000 Cr AUM wanted to scale from HNI clients to mass-affluent investors. Their legacy advisory platform could not support goal-based investing, automated rebalancing, or mobile-first onboarding.

4.2x
AUM Growth in 2 Years
92%
Client Retention
< 3 min
Onboarding Time
The Challenge

The Problem

The RIA was hitting a growth ceiling with their existing setup:

Client onboarding took 2-3 days involving paper KYC, risk-profiling forms, and manual mandate setup
Portfolio rebalancing was tracked in Excel — advisors managed only 80 clients each
No mobile app — investors relied on quarterly PDF reports for portfolio visibility
SEBI compliance documentation was maintained manually, creating audit risk

Our Approach: We built a white-label wealth platform with digital onboarding (eKYC + e-NACH in under 3 minutes), goal-based robo-advisory with automatic rebalancing, a branded mobile app with real-time portfolio tracking, and automated SEBI compliance documentation. Each advisor now manages 300+ clients. The platform launched in 11 weeks and reached ₹8,400 Cr AUM within 24 months.

Read Full Case Study
Client Stories

What Our Clients Say

We went from 80 clients per advisor to 300+ without compromising on advice quality. The robo-advisory engine handles the heavy lifting.

SR
Siddharth Rao
Founder, SEBI-Registered RIA

Our investor app has a 4.7-star rating. Clients love the real-time portfolio view and goal-tracking features. Churn dropped to 8%.

MK
Meera Krishnan
CPO, Wealth-Tech Platform

Tax-loss harvesting alone saved our clients ₹12 Cr in LTCG taxes last financial year. That is a tangible differentiator.

RK
Rohit Kapoor
CIO, Multi-Family Office
FAQ

Frequently Asked Questions

Yes. The platform supports both SEBI-registered Investment Advisors (fee-based) and AMFI-registered Mutual Fund Distributors (commission-based) with appropriate compliance workflows for each.